Purpose Statement
To be responsible for credit risk mitigation in high-risk portfolios; identifying and managing high-risk clients and industries in distress and designing optimal risk management solutions to ensure that recoveries are maximized and losses are minimized.
Experience
Minimum:
At least 6 years post qualification experience of which at least 2 years must have been within an ongoing-risk management role in a collections/recoveries and/or intuitive / judgmentalcredit environment within the financial services sector; andprevious managerial experience
Ideal:
An admitted attorney with at least 2 years’ post-admission experience in civil and/or commercial litigation practice.
Qualifications (Minimum)
- Bachelor’s Degree in Law or Commerce
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
- Post Graduate Diploma in Economic and Management Sciences
Knowledge
Credit and corporate legislation and processes
Banking and financial services industry practice
Debt recovery processes
Collateral variants / types
Risk management / disaster recovery and business continuity practice
General / operations management
People management, principles and practices
Relationship building and management techniques
Business Banking environment and landscape
Skills
- Analytical Skills
- Interpersonal & Relationship management Skills
- Negotiation skills
- Leadership Skills
- Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
Additional Information
- Clear criminal and credit record
- A valid driver’s license and own vehicle is required
- Willingness to travel nationally if and when required
- Ability and willingness to work in an open plan environment
- Willingness to work or be available overtime and / or weekends frequently
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
For further information regarding this job posting, please contact the Capitec Talent Acquisition Specialist: