ENVIRONMENT:JOIN the Credit Risk Division of a dynamic eCommerce Platform seeking its next Senior Analyst to take charge of Fraud Strategy, performing a dual strategic and analytical role with a mission to boost profitability. You will lead the Retail and Financial Services fraud risk policy and strategy to ensure a robust risk framework is in place to effectively manage risk within the company, implement policies, strategies, and procedures to improve fraud write-offs and payment rates while keeping close to regulatory changes. You must possess a numerate Degree e.g., BCom/B Bus Sci/B Eng, 5 years experience within Credit or Fraud Risk, Advanced Excel, be able to integrate and interpret numerical and statistical information and build forecast and analytical models within the Credit Risk environment, preferably have SQL skills & Data Analytics and be able to communicate telephonically and via video conferencing with staff abroad. Limited travel to Johannesburg and Durban will be [URL Removed] Fraud Risk within business strategy.

  • Lead the Retail and Financial Services fraud risk policy and strategy to ensure a robust risk framework is in place to effectively manage risk within the company.
  • Implement policies, strategies, and procedures to improve fraud write-offs and payment rates.
  • Understand and execute the business short and long-term strategy within the Credit Risk team.
  • Maintain a close working relationship with Finance to understand and act on write-off impacts.
  • Collaborate with the Credit Operations management team to execute effective strategies.
  • Daily monitoring of credit intake to act on potential fraud threats and implement changes to strategies and rules immediately.
  • Monthly review of all strategies and recommend changes.
  • Establish and maintain appropriate governance.
  • Business owner of relevant fraud tools in the business (Instinct, Iovation, One-time pin (OTP) etc.).
  • Participate in the recruitment and talent management process within Credit Risk.
  • Keep close to regulatory changes relevant to credit risk and the portfolio.
  • REQUIREMENTS:Qualifications

    • A numerate Degree e.g., BCom, B Bus Sci, B Eng, BSc.

    Experience/Skills –

    • A minimum of 5 years experience in Credit Risk / Fraud Risk.
    • Advanced computer literacy skills with a high proficiency in MS Excel.
    • The ability to integrate and interpret numerical and statistical information.
    • Ability to communicate via telephone and video conferencing when liaising with staff abroad.
    • Able to build forecast and analytical models within the Credit Risk environment.
    • Preferably skilled in SQL and Data Analytics to assist Credit Risk team.

    ATTRIBUTES:

    • Excellent interpersonal communication, assertiveness and judgment skills.
    • Be able to communicate effectively with senior management and directors.
    • Strong planning, organising and coordinating skills.
    • Performance-driven and results-orientated with a relentless drive to succeed.
    • The ability to prioritise and multi-task within a fast-paced and pressurised environment.
    • The ability to consider effects on multiple areas of the business.
    • Exceptional attention to detail with a thorough approach to work.
    • A strong can-do attitude and an energetic positive approach.
    • A solid work ethic and a passion for digital department stores.

    While we would really like to respond to every application, should you not be contacted for this position within 10 working days please consider your application unsuccessful.COMMENTS:When applying for jobs, ensure that you have the minimum job requirements. OnlySA Citizens will be considered for this role. If you are not in the mentioned location of any of the jobs, please note your relocation plans in all applications for jobs and correspondence. Please e-mail a word copy of your CV to [Email Address Removed] and mention the reference numbers of the jobs. We have a list of jobs on [URL Removed] Datafin IT Recruitment – Cape Town Jobs.

    Desired Skills:

    • Senior
    • Analyst
    • Fraud

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