Purpose Statement
- To facilitate the integration of digital payment solutions in delivery of an Omni-channel experience for Capitec clients
- Provide specialist input on business and technological aspects during business requirements gathering and technical design, development and implementation phases
- Analyse implemented solutions and recommend further improvements, which will improve service, quality and value
Experience
Min:
- At least 5 years’ relevant experience in:
- Chip card payment processing (e.g. authorisation, clearing, settlement, reconciliation, dispute resolution, extracts and general ledger integration) architecture and design
- Switching Systems (e.g. Postilion and Base 24)
- Payment systems (e.g. Visanet and Banknet), including POS (e.g. Easy Pay) and ATM (e.g. Saswitch)
- Applying core security (Symmetric and asymmetric cryptographic) principles
Ideal:
- Agile product development lifecycle
- Mobile QR and NFC payments (including tokenisation)
- Postilion Real-Time framework, PostCard and Postilion Office
- Mastercard SecureCode implementation
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
- A relevant tertiary qualification in Information Technology
Qualifications (Ideal or Preferred)
- A relevant degree in Information Technology – Computer Science or Information Systems Auditing (CISA)
Knowledge
Min:
Knowledge of the following areas are required to perform the job:
- Debit and credit card payment processing (e.g. authorisation, clearing, settlement, reconciliation, card dispute resolution and chargebacks, extracts and general ledger integration) fundamentals
- Binary and hexadecimal number systems
- Security principles; solid foundation in symmetric and asymmetric cryptography
- Card transaction based switching and routing
- IT System Architectural design principles & application
- System analysis and design
Ideal:
Understanding of:
- Agile product development lifecycle (Capitec way of work)
- Capitec’s card payment processing systems
- Mobile Payments: Wallet payment capabilities for face to face, In-App, On-line payments; including Masterpass and Tokenisation
- An overall understanding of the mobile phone development process and platforms, specifically Android and iOS
- Mastercard contact and contactless M/Chip specifications
- EMV specifications
- EMV payment tokenisation technical framework
- Mastercard cloud-based payments
- Mastercard’s Digital Enablement System (MDES) and Digital Secure Remote Payments (DSRP)
- EMV 3-D Secure 2.0
- Retail Banking: Online banking through connected devices (Smart phone; Tablet; Desktop) as well as mobile (USSD) capabilities
- Samsung Pay, Android Pay and Apple Pay
Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
- Presentation Skills
- Planning, organising and coordination skills
- Analytical Skills
- Problem solving skills
Competencies
- Achieving Personal Work Goals and Objectives
- Delivering Results and Meeting Customer Expectations
- Working with People
Additional Information
- Clear criminal and credit record
- Willingness to work or be available overtime and / or weekends if required
- A valid driver’s license and own vehicle is preferred
- Willingness to travel nationally if and when required
- Contactable via own mobile phone
- Ability and willingness to work in an open plan environment