Purpose Statement
- Ensure that the provisions model is IFRS compliant and trusted by the business to drive decision making.
- Apply the provisioning framework through building new models and/or interrogating existing models in order to generate new insights that contribute to optimising the credit business
Experience
Minimum:
- 3 – 5 years’ experience in analytical roles that included exposure to provisioning, credit pricing and/or other related credit analytics.
- Proven experience in building a provisions and/or cash flow forecasting model from first principles
Ideal:
- Experience in a leadership role that included managing a team of analysts
- Capitec Bank experience
- Regular exposure to senior management or members of the Executive Committee
Qualification
- Grade 12 National Certificate / Vocational
- A bachelor’s degree in Mathematical Sciences such as Statistics, Financial / Quantitative Risk Management, or Actuarial Science
- A post graduate degree in Mathematical Sciences such as Statistics, Financial / Quantitative Risk Management, or Actuarial Science is preferred
Knowledge
Minimum:
Knowledge and understanding of:
- Forecasting and budgeting
- Advanced statistical analysis
- Advanced financial mathematics
- Provisioning for bad and doubtful debts as per IFRS 9
- Capitec Bank operating environment
- Big data and data mining techniques
Ideal:
- Knowledge and understanding of:
- Capitec Bank strategic objectives
- Leadership / management models
Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Attention to Detail
- Decision making skills
- Facilitation Skills
- Planning, organising and coordination skills
- Analytical Skills
- Problem solving skills
- Numerical Reasoning skills
- Commercial Thinking Skills
- Presentation Skills
- Communications Skills
- Leadership Skills
Competencies
- Leading and Supervising
- Working with People
- Presenting and Communicating Information
- Analysing
- Delivering Results and Meeting Customer Expectations
- Adapting and Responding to Change
- Coping with Pressures and Setbacks
Additional Information
- Clear criminal and credit record
- Ability and willingness to work in an open plan environment
- Willingness to work or be available overtime and / or weekends if required
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
For further information regarding this job posting, please contact the Capitec Talent Acquisition Specialist:
Brendon de Klerk