Happy Pay, a Buy Now, Pay Later (BNPL) platform, is collaborating with online payment gateway Peach Payments.
The partnership allows Peach Payments’ merchants to offer customers a seamless, flexible payment experience by integrating Happy Pay’s interest-free instalment options at checkout.
As the only zero-deposit BNPL provider integrated with Peach Payments, Happy Pay eliminates upfront costs for shoppers while driving higher conversions and increased basket sizes for merchants.
“More importantly, Happy Pay is committed to responsible lending, using affordability-based approvals to ensure customers have access to ‘zero-cost credit’ – a model designed to provide financial flexibility without hidden fees or excessive debt,” says Wesley Billett, co-founder and CEO of Happy Pay.
Happy Pay joins a number of payment options available on Peach Payments’ platform, including pay by bank, cards, QR codes, vouchers, other BNPL solutions, and digital wallets.
“Our focus has always been on equipping businesses with the best payment solutions,” said Anine de Kock, head of partnerships at Peach Payments. “Bringing Happy Pay into our ecosystem means merchants can offer customers more purchasing power while boosting their own growth.”
Happy Pay’s BNPL model helps customers break down their purchases into two manageable installments, without interest or hidden fees.
“Partnering with Peach Payments allows us to bring zero-deposit BNPL to more merchants, which helps businesses drive higher conversions and gives shoppers a smarter, more accessible way to pay,” says Billett.
“By integrating Happy Pay with Peach Payments, we’re making it easier than ever for businesses to offer their customers a frictionless, flexible, and responsible way to pay,” he says. “We are also developing the first-ever BNPL performance advertising network, giving merchants a powerful new tool to connect with high-intent shoppers.”
Merchants can add Happy Pay to their websites checkouts through their existing Peach Payments merchant dashboard.