African payment service provider Peach Payments is bringing its merchants in Mauritius Apple Pay, a safer, more secure and private way to pay that helps customers avoid handing their payment card to someone else, touching physical buttons or exchanging cash — while iPhone protects transaction.
Apple Pay purchases are secure because they are authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. Apple Pay is accepted in grocery stores, pharmacies, taxis, restaurants, coffee shops, retail stores, and many more places.
“Our merchants will be able to offer their customers a safer, more convenient and private way to pay,” says Rahul Jain, co-founder and CEO of Peach Payments.
“In 2021, Peach Payments was the first payment service provider to offer Apple Pay in South Africa, and we are pleased to play a part in its launch in Mauritius,” says Jain.
Sandeep Chagger, group chief operating officer at Peach Payments, adds: “Mauritius continues to position itself as a forward-looking digital and financial hub, with strong banking infrastructure and growing consumer adoption of digital commerce. Apple Pay is another important step in delivering faster, more secure, and globally trusted payment experiences for merchants and consumers in the market.”
He continues: “Across Africa, consumers are increasingly mobile-first and merchants are looking for seamless checkout experiences that improve trust and conversion. As smartphone and premium device adoption continues to grow, digital wallets like Apple Pay will play an increasingly important role in shaping the future of commerce across the continent.”
Customers can also use Apple Pay on iPhone, iPad, and Mac to make faster and more convenient purchases in apps or on the web in Safari without having to create accounts or repeatedly type in shipping and billing information. Apple Pay makes it easier to pay for food and grocery deliveries, online shopping, transportation, and parking, as well as hospitality bookings, spa treatments and holiday excursions, among other things. Apple Pay can also be used to make payments in apps on Apple Watch.
Security and privacy are at the core of Apple Pay. When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device.
Apple Pay is easy for consumers to set up. On iPhone, simply open the Wallet app, tap +, and follow the steps to add your credit or debit cards. Once a customer adds a card to iPhone, Apple Watch, iPad, and Mac, they can start using Apple Pay on that device right away through Peach Payments’ gateway. Customers will continue to receive all of the rewards and benefits offered by their bank cards.