Remote role.
We are seeking a Technical Payments Integration Analyst to conduct a short-term discovery and feasibility assessment for a payments solution that is being built.
The successful candidate will be responsible for analysing and documenting the technical requirements, integration approaches, and complexity of integrating a mobile money platform and payment service providers. The output of this engagement will be a detailed technical integration report to guide subsequent solution architecture and development.
This is a hands-off technical analysis role — not a software development position — requiring strong payments domain knowledge, API integration understanding, and the ability to operate independently.
Key Objectives
- Assess integration with mobile money platforms
- Analyse integration options with:
- Local Payment Service Providers (PSPs)
- Direct bank integrations (where applicable)
- Evaluate both:
- Customer payment (pay-in) flows
- Merchant payment / settlement (pay-out) flows
- Identify technical, operational, and regulatory considerations impacting integration
Key Responsibilities
- Perform technical discovery of mobile money and PSP integration capabilities
- Review and analyse available API documentation and technical specifications
- Map end-to-end payment flows, including:
- Customer initiation
- Transaction processing
- Settlement and reconciliation
- Error handling and reversals
- Assess authentication, security, and compliance requirements
- Identify integration risks, dependencies, and constraints
- Compare alternative integration approaches (direct vs PSP-mediated)
- Produce a comprehensive technical integration report including:
- Recommended architecture options
- Integration patterns
- API and security requirements
- Regulatory and compliance considerations
- Estimated implementation complexity
Required Experience & Skills
Payments & Financial Systems (Essential)
- Proven experience in payments systems, fintech, or mobile money platforms
- Hands-on exposure to mobile money ecosystems (e.g. MTN MoMo, Airtel Money, M-Pesa, or similar)
- Experience working with Payment Service Providers (PSPs) or payment gateways
- Understanding of merchant acquiring, settlement, and payout processes
Technical & Integration Expertise (Essential)
- Strong understanding of API-based integrations (REST, webhooks, authentication models)
- Ability to analyse and document:
- Transaction lifecycle flows
- Error handling and retry mechanisms
- Reconciliation and settlement processes
- Comfortable translating technical complexity into clear, structured documentation
Regulatory & Compliance Awareness (Essential)
- Familiarity with KYC / AML considerations in payment systems
- Understanding of regulatory requirements in financial services, ideally in African or emerging markets
- Ability to identify and flag compliance risks early in the solution design
Nice-to-Have Experience
- Prior experience working on payments solutions in Africa
- Exposure to telco-led financial services
- Pre-sales or solution discovery experience
- Ability to produce high-level architecture or payment flow diagrams
Deliverables
- Detailed Technical Integration & Feasibility Report
- End-to-end payment flow diagrams
- Integration options and recommendations
- Risk, dependency, and complexity assessment
- Inputs suitable for handover to architects and developers
Desired Skills:
- Technical Payments Analyst
- Payments Integration Analyst
- Payments Solution Analyst