Future of African payments based on pragmatism

As we enter the next decade, local and African merchants should support payment methods that suit their customers, rather than following global trends just for the sake of it. Peter Harvey, MD of payment service provider DPO SA, looks at five trends we can expect over...

What can SA fintech expect in 2020?

Fintech is rapidly transforming the very essence of global financial services, writes Dominique Collett, a senior investment executive at Rand Merchant Investment Holdings and the head of AlphaCode. Here at AlphaCode, we spend a lot of time researching and thinking...

Paxful looks back on five years of bitcoin growth

Global peer-to-peer bitcoin marketplace Paxful has announced its official 2019 growth metrics. On its platform, Paxful sees bitcoin (BTC) trades denominated in most national fiat currencies across methods such as gift cards, bank transfer, and online wallets. The...

How blockchain is disrupting the insurance industry

Most insurers have started exploring the opportunities the blockchain can deliver to their business. With 81% of insurers globally familiar with the technology, some areas of focus are fraud prevention, the digital tracking of medical records, and developing smart...

IoT and its role in insurance

By the end of this year, forecasts anticipated that there will be more than 14-billion Internet of Things (IoT) devices in use with that number expected to reach 25-billion by 2021. Furthermore, the global market for IoT is projected to grow significantly between 2018...

Myths and realities of fintech lending

Fintech start-ups have transformed the market for consumer lending in the US and other mature credit markets, by giving people an alternative way of borrowing money without having to go through a bank or a traditional lending institution. We see a similar trend...