Blockchain goes beyond financial services

Mary Ann Francis, executive advisor and practice partner for global treasury, payments and blockchain at Wipro, and Gilles Gravier, director and senior advisor for open source and blockchain at Wipro, examine how distributed ledgers could have surprising, and...

Tipping the scale on mobile payments

A new world of consumer choice – powered by on-demand technology – is changing customers’ expectations of the payments experience, writes Mark Elliott, division president of Mastercard, South Africa. The app economy is here, and it has changed the...

How design is changing the way we bank

Every day consumers are bombarded by an enormous amount of commercial messaging, advertising, sales prompts and calls to action. The tools through which they receive this information have also become more intricate, adding layers of complexity to how they consume...

Cash, PoS, digital collections should be complementary

Norway, Sweden and Denmark are examples of countries moving towards becoming true cashless societies, in which retailers or petrol stations won’t be obliged to accept cash payments. Yet cash still accounts for about 85% of global consumer transactions and in...

IoT could drive new insurance models

For insurers, the Internet of Things(IOT) can provide value in the form of new insurance models and products based on deeper insight into the customer’s needs, writes William Mzimba, chief executive South and sub-Saharan Africa at Accenture. The rapid increase...

Why are banks struggling with big data?

Financial institutions are ideally positioned to reap a host of benefits from big data, given their access to multiple streams of information, writes Gary Allemann, MD of Master Data Management. However, most banks are still standing at the edge of the big data wave,...