What’s your credit score?

Most people see credit as a means to an end. It enables us to purchase something when our budgets are stretched, or alternatively to fund a big-ticket item that exceeds our cash flow. Credit also plays a significant role in building wealth. Used wisely, credit can...

Time, education affects buying behaviour

With the advent of the digital age, new channels of communication have emerged, consumers now have 24/7 access to information. This has resulted in the consumer media sphere being bombarded with information. The challenge this creates is that it makes consumers time...

Lowering underwriting risk, protecting the consumer

Auto insurers face a number of challenges in South Africa and perhaps chief among them is the fact that approximately 3,5-million of the 11-million vehicles on the road are insured. The stakes are clearly high for all concerned. Greater access to data can improve the...

Biometric security for mobile banking on the horizon

Biometrics have a bright future in mobile banking, just not today says Dr Nick van der Merwe, director of technology and business development at Muvoni Biometric & Smartcard Solutions (MBSS). There has been a rising trend in fingerprint biometric technology in the...

How insurers should choose new technology

The process of choosing new technology has traditionally involved selection centred on a functional and technical scoring exercise. However to select the best technology partner, insurers should look beyond core features and functions and aspire to innovations like...

Banks can improve online experience

Banks are today at the mercy of their IT systems. As IT progresses and becomes more consumerised, customers are demanding smarter, faster and better ways in which to do their banking no matter the device. But how do they monitor the success of what they have and...