Mar 11, 2015
Santam is one of South Africa’s largest and most historic insurance companies. Majority-owned by the Sanlam Group, Santam’s base of customers represents a 22% market share in the local short-term insurance market. Having first opened its doors 96 years ago, Santam...
Feb 25, 2015
By accepting “unbanked” as a defining measure for financial inclusion, financial services institutions could find offering products to lower income groups due to the lack of physical banking infrastructure challenging. Hollard, which has a footprint in...
Feb 11, 2015
Using technology to eliminate, or at least reduce, the need for cash is as much about empowerment as it is about convenience. In banking terms, the development of a cashless society is something of a chicken and egg situation. Is society demanding cashlessness – or...
Jan 28, 2015
Of all the numbers you aim to improve on this year, from the number on the scale to your bank balance, your credit score is one that should be prioritised, especially if you are aiming to take out a loan of any sort in the months ahead. What is cause for concern is...
Dec 10, 2014
Big data is not simply a buzzword, but a trend that is possibly shaping the world we live in today. The vast volumes of data that are generated from a growing variety of sources at a rapidly increasing pace offer the ability to tap into greater intelligence than ever...
Dec 8, 2014
In the era of information, the bank with the most actionable insights is the winner. The age of “big data” has begun to slowly filter through into the banking environment, with banks being able to design customer-centric solutions using statistical models and...
