Seven steps to financial freedom

South Africans celebrating Freedom Day on Saturday 27 April are free to vote, but are held captive by debt – and see no way to free themselves from it. Sylvia Walker, market development manager at Old Mutual, says: “We must definitely celebrate our democratic...

Getting founding documents right

“If you’re in the process of starting a new business and want to do things right, you probably already know that it’s important to have the necessary ‘founding documents’ – your memorandum of incorporation and shareholders’ agreement – in place. But...