Banks need a decisioning backbone for the AI era

For years, banks have modernised around channels. For example, mobile apps became better, onboarding became faster and customer engagement became more personalised. These improvements matter because customers feel them every day. But there is a more difficult shift...
SA’s digital wallet goldrush has a licensing problem

SA’s digital wallet goldrush has a licensing problem

South Africa’s prepaid card and digital wallet market is valued at $13,5-billion as of 2026, with an anticipated compound annual growth rate of 11,9%, reaching $21,2-billion by 2030. By Paul Wenborn, product  manager, and  Yaaseen Sheik, company counsel at Ecentric...

Banks have digitised the wrong things, and customers are paying for it

Technology has advanced. Human needs haven’t. The industry has confused removing friction with delivering care, writes Bradley Elliott, CEO of RelyComply. Your chatbot just told a grieving widow to check the FAQ. Somewhere, a product team celebrated the deflection...