Modernising banking and insurance for Africa’s digital economy

Modernising banking and insurance for Africa’s digital economy

The future of digital banking and insurance in Africa is being shaped by forces that are transforming how people access, use and trust financial services. By Nitesh Singh, financial services and CMT lead for Accenture, South Africa A growing mobile-first population...
Machine learning is unlocking credit in SA

Machine learning is unlocking credit in SA

Access to credit is a foundational enabler of economic opportunity, yet it remains out of reach for over a billion adults globally. By Francois Grobler, chief: decision analytics at Experian Africa In South Africa, the challenge is particularly sharp. More than 85% of...
60-day rule means debit order disputes are simpler

60-day rule means debit order disputes are simpler

From 13 April 2026, debit orders in South Africa will be disputable for up to 60 days – where the underlying service rules allow it. By Pieter Brand, head of product at Hyphen Both the South African Reserve Bank and the Financial Sector Conduct Authority have...

Payments in 2026: The shifts that will define SA’s digital economy

South Africa’s business scene is characterised by exciting possibilities. Favourable economic conditions are signalling the potential that local enterprises possess. For many, it’s a chance to take stock, align themselves with current conditions, and capitalise on new...

Global instability raises the bar for fintech delivery 

South Africa’s fintech industry is navigating an unusual paradox. Charl Kleynhans, Altron Fintech senior manager: implementations  Locally, most systems hum along smoothly – banks are stable, regulators are predictable, and digital adoption continues. Having proven...