Machine learning is unlocking credit in SA

Machine learning is unlocking credit in SA

Access to credit is a foundational enabler of economic opportunity, yet it remains out of reach for over a billion adults globally. By Francois Grobler, chief: decision analytics at Experian Africa In South Africa, the challenge is particularly sharp. More than 85% of...
60-day rule means debit order disputes are simpler

60-day rule means debit order disputes are simpler

From 13 April 2026, debit orders in South Africa will be disputable for up to 60 days – where the underlying service rules allow it. By Pieter Brand, head of product at Hyphen Both the South African Reserve Bank and the Financial Sector Conduct Authority have...

Payments in 2026: The shifts that will define SA’s digital economy

South Africa’s business scene is characterised by exciting possibilities. Favourable economic conditions are signalling the potential that local enterprises possess. For many, it’s a chance to take stock, align themselves with current conditions, and capitalise on new...

Global instability raises the bar for fintech delivery 

South Africa’s fintech industry is navigating an unusual paradox. Charl Kleynhans, Altron Fintech senior manager: implementations  Locally, most systems hum along smoothly – banks are stable, regulators are predictable, and digital adoption continues. Having proven...

When banking apps fail, customer trust is the casualty

South Africans have embraced digital banking as part of everyday life. From paying bills and sending instant payments to managing investments and applying for credit, the banking app has become the primary touchpoint between customer and institution. By Nitesh Singh,...

R800bn at stake: The urgency of SARS tax modernisation

In his State of the Nation address on 12 February 2026, President Cyril Ramaphosa set out several bold strategies to underpin South Africa’s growth and development – expensive strategies that are likely to apply pressure on the government’s fiscus. By Shannon...