How can the payment ecosystem rebuild its relationship architecture?

The South African Reserve Bank’s Payments Ecosystem Modernisation Programme (PEM) is reconfiguring the country’s entire clearing and settlement architecture, with new payment institution licences expected in early 2026. The goal is to deliver fast, simple,...
Retail’s future is digital – but still physical

Retail’s future is digital – but still physical

For years, retail strategy debates have asked whether online commerce will replace physical stores. Minesh Manga, executive: enterprise and retail at NEC XON, who has spent two decades working at the intersection of retail and technology, says that debate is...

How smartphones are remaking retail

Online commerce is no longer new to the South African market, with research from World Wide Worx indicating that e-commerce surpassed R130-billion in 2025 and captured close to 10% of total retail sales. Smartphone users are driving a significant portion of that...

How the risk landscape is evolving

When a single port disruption can delay food deliveries across provinces, or a cyber incident can ripple from head office systems to independent retailers overnight, governance stops being a boardroom discussion and becomes an operational reality. By Phumlani Dyini,...

Pick n Pay Clothing added to the app

Pick n Pay Clothing is now available to millions more customers nationwide following its launch on the Pick n Pay asap! app. Customers can now browse and shop for clothing within the asap! app, switching easily between groceries and clothing. Orders are placed...
Retailers embrace unified payment infrastructure

Retailers embrace unified payment infrastructure

As payment options multiply, forward-thinking retailers are capitalising on unified payment infrastructure to streamline operations, enhance customer experience, and unlock new revenue streams. By Zanele Lazzari, head of enterprise sales at Altron FinTech  The way...