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Ozow expands payment ecosystem

Ozow has announced a new partnership with Happy Pay that will enable its merchants to offer buy-now, pay-later (BNPL) at checkout, without requiring any additional integration. South Africa’s BNPL market was projected to grow to over $815-milliomn (approximately...

How can the payment ecosystem rebuild its relationship architecture?

The South African Reserve Bank's Payments Ecosystem Modernisation Programme (PEM) is reconfiguring the country's entire clearing and settlement architecture, with new payment institution licences expected in early 2026. The goal is to deliver fast, simple, inclusive...

Retail’s future is digital – but still physical

For years, retail strategy debates have asked whether online commerce will replace physical stores. Minesh Manga, executive: enterprise and retail at NEC XON, who has spent two decades working at the intersection of retail and technology, says that debate is...

How smartphones are remaking retail

Online commerce is no longer new to the South African market, with research from World Wide Worx indicating that e-commerce surpassed R130-billion in 2025 and captured close to 10% of total retail sales. Smartphone users are driving a significant portion of that...

Top benefits of ERP

The impact of the coronavirus on all areas of the economy has highlighted the need to transform traditional supply chain models. Worldwide, 75% of companies have reported supply chain disruptions as a result of Covid-19. With supply chain fragility top of mind,...

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Key trends impacting the FMCG sector

It’s clear that the Coronavirus has changed the landscape for FMCGs – in some ways permanently. However, despite its similarities, the impact has not been the same across its subsectors and through the supply chain. Itumeleng Merafe, head of interest rate structuring...

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On the front line of retail

Retailers have become under enormous pressure to operate as close to normal as possible, enabling people to buy food and essentials. By Jarek Matschey, director: retail at VMware EMEA IT can really help diffuse this pressure, to safeguard operations and business...

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