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Ozow expands payment ecosystem

Ozow has announced a new partnership with Happy Pay that will enable its merchants to offer buy-now, pay-later (BNPL) at checkout, without requiring any additional integration. South Africa’s BNPL market was projected to grow to over $815-milliomn (approximately...

How can the payment ecosystem rebuild its relationship architecture?

The South African Reserve Bank's Payments Ecosystem Modernisation Programme (PEM) is reconfiguring the country's entire clearing and settlement architecture, with new payment institution licences expected in early 2026. The goal is to deliver fast, simple, inclusive...

Retail’s future is digital – but still physical

For years, retail strategy debates have asked whether online commerce will replace physical stores. Minesh Manga, executive: enterprise and retail at NEC XON, who has spent two decades working at the intersection of retail and technology, says that debate is...

How smartphones are remaking retail

Online commerce is no longer new to the South African market, with research from World Wide Worx indicating that e-commerce surpassed R130-billion in 2025 and captured close to 10% of total retail sales. Smartphone users are driving a significant portion of that...
The future of SoftPOS

The future of SoftPOS

Imagine a world where every smartphone transforms into a payment terminal, where merchants and their customers trade freely in a cashless, frictionless ecosystem. By Jonathan Jacobs, head of product and operations at Halo Dot Welcome to the future of software point of...

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